News Summary: Late-payment rate on mortgages falls  

                          
                         
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                    Rate decline: credit reporting agencies ring group said, at least 2 months after payment mortgage holder proportion went down, the last three months of 2012 to four years to the minimum level.
Digital: delinquency rate fell to 5.19% in the fourth quarter, down from 5.41% to in the third quarter and 6.01% in the last three months of 2011.
Trend: late payment mortgage loans improved, because several factors, including rising house prices and low interest rates, making it easier for the owner to carry out refinancing, reduce their pay.